On a four-million-krone loan, the gap between two and four cuts this year is about NOK 1,900 a month. That is not a marginal difference in a household budget.
Those already on a fixed rate notice nothing now. They notice when the fixed term ends, and then all at once.
The arithmetic
- Loan: NOK 4,000,000 over 25 years, annuity
- With two cuts: about NOK 24,100 a month
- With four cuts: about NOK 22,200 a month
This article is not investment advice. The figures use current terms, and your bank may have others.
About this article
- Reviewed by
- The editorial desk
- Published
- 13. July 2026
- Type
- Analysis
- Reading time
- 1 min read
- Use of AI
- Not used.
Bli skribent
Noen har bruk for det du vet.
Det trenger ikke å være en stor sak. En forklaring, en erfaring, en advarsel du selv skulle hatt. Det er nok til å begynne.
